Holcombe Financial Services are Chartered Financial Planners specialising in providing bespoke financial planning advice to both personal and business clients to help them achieve their financial planning objectives. In line with Government advice our team are working in a combination of being socially distanced in the Ramsbottom office and from home offices.
The Ramsbottom office is open from 9am to 5pm Monday to Friday. This way of working has not and will not interrupt the availability of all of our team to our current and prospective clients. The majority of our client meetings take place via telephone or video conference that is easily set up by us.
The Ramsbottom office is open from 9am to 5pm Monday to Friday. This way of working has not and will not interrupt the availability of all of our team to our current and prospective clients. The majority of our client meetings take place via telephone or video conference that is easily set up by us.
Services
Holcombe Financial Services is a professional and accessible company providing all round financial advice, for individuals, families and businesses. Many of our clients are professionals, entrepreneurs or private investors. Others contact us requiring general financial advice and there are those who may have had a bad experience with advice in the past.
Holcombe Financial Services IFA's are a dedicated team of local financial advisers who regularly work alongside professional connections and consultants, particularly for any specialised work. Find out about the team and don't hesitate to contact us. From a friendly chat to something specific we are here to help you.
We offer a range of services for personal clients, businesses, individuals and families. From Mortgage and Investment Advice to Retirement and Inheritance Tax Planning, the lists below provide a sample of how we can help. Our Bury Financial Advisers, based in Ramsbottom, have clients throughout the North-West.
When it comes to saving money from hard earned income or investing a bonus or unexpected windfall there is a wide range of investments available to choose from and a level of jargon which can often be bewildering. We can help you cut through the jargon and determine the investment strategy right for you.
If you don't plan ahead, 40% of the value of everything you own above 325,000 could go to the taxman when you die. Inheritance tax doesn't only affect the very wealthy. Rising property prices and inflation have meant it's now an issue for an increasing number of people. For the tax year 2017/18, inheritance tax is payable at 40% on all assets over 325,000 (the 'nil rate band'), subject to certain exemptions and reliefs.
Reviews (10)
Holly Gordon
Dec 16, 2021
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Positive: Professionalism, Quality, Responsiveness
Saw Carolyn a few weeks ago for some general financial guidance/planning for my future.She was so knowledgable and helpful and explained everything in easy to understand terminology. Would certainly use again and have already recommended this company!Thank you.
Saw Carolyn a few weeks ago for some general financial guidance/planning for my future.She was so knowledgable and helpful and explained everything in easy to understand terminology. Would certainly use again and have already recommended this company!Thank you.
Andy Tighe
Jan 14, 2021
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I received good advice & help from Jeremy & the team to transfer my company pension pot & AVCs out of the company scheme & into a private pension plan. Certain steps in the process were challenging & drawn out due almost entirely to my employer's pension administrator's inefficiencies, but throughout it all the team at Holcombe Financial Services were professional & kept me fully informed of the situation.
Daniel Coulthurst
Jan 05, 2021
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Positive: Professionalism, Quality, Responsiveness, Value
Cannot recommend highly enough. Excellent service from start to finish, Lisa was fantastic throughout and made everything easy for us, she even chased up solicitors to ensure paperwork was completed on time and we could move in when we needed to.
Cannot recommend highly enough. Excellent service from start to finish, Lisa was fantastic throughout and made everything easy for us, she even chased up solicitors to ensure paperwork was completed on time and we could move in when we needed to.
Gareth Gaz Rothery
Dec 11, 2019
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I just wanted to say how helpful Lisa Hartley at Holcombe Financial Services has been with regards to my recent House move / mortgage etc. This has been an extremely difficult time for me personally and Lisa helped me at every step of the way. I cannot praise her enough for the help that she has given me in order to get my mortgage completed smoothly and with the minimum of fuss. I would highly recommend her to anyone looking to take out or change their mortgage etc.
Ken Heyes
Sep 06, 2019
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We recently instructed Lisa Hartley at Holcombe Financial Services to help us through the complicated process of a lifetime Mortgage so we could release equity in our property to enjoy our retirement without a costly monthly repayment. Lisa could not have been more helpful thought the whole transaction, she was always available for help and advice when we needed it was very professional and knowledgeable and we would not hesitate in recommending her for her attitude and ethos of nothing is too much trouble.
Thanks again Lisa.
Thanks again Lisa.
Jan Jspike
Sep 04, 2019
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Jeremy, Lisa and the team have all been extremely professional and knowledgeable, in each of the areas of financial advice we required. We now have a new home, tailored for our family’s individual needs. We can’t thank you enough for your friendly, efficient, supportive approach. Lisa never tired of our many questions! Always getting the information needed in a timely fashion. Thanks again everyone.
Sarah Jones
Nov 27, 2018
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Myself and my husband came to Holcombe financial services for our mortgage.
The advisor Lisa was excellent and very knowledgable in all financial areas. The process was smooth and speedy and overall I felt we received a very professional and personable service.
I would not hesitate to recommend this company and all staff to family and friends.
Thank you for all your help and support it was greatly appreciated.
The advisor Lisa was excellent and very knowledgable in all financial areas. The process was smooth and speedy and overall I felt we received a very professional and personable service.
I would not hesitate to recommend this company and all staff to family and friends.
Thank you for all your help and support it was greatly appreciated.
Sarah Maggs
Nov 15, 2018
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I have never used Holcombe financial services before and I must say I’m am very pleased with the professional service I got. I really want to thank Lisa for everything she did for us, she is so thorough and Works efficiently and quickly which we needed as there was a few complications our side. She has defiantly made our lives easier and less stressful.
Would highly recommend!
Would highly recommend!
David Holt
Oct 21, 2018
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I had the same financial adviser for over twenty years but recently the association ended. Holcombe Financial Services were recommended to me and it has been refreshing dealing with them; they are very professional and although I have been with them for only a short time, already the advice from Jeremy has reaped rewards. I highly recommend their service.
Richard Whitehead
Sep 06, 2018
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Emma Connaughton at Holcombe did an excellent job for me. She identified my requirements, discussed them and actioned them really promptly which as a busy professional is vital for me.
She has looked after various life insurance and investment requirements for me and as a result I have referred several high net worth clients to her.
As a Chartered Accountant, it’s vital that any client I refer is looked after as my reputation is directly affected by their experience. Every client I have referred to Emma has been totally happy with the service they have received and have given me tremendous
She has looked after various life insurance and investment requirements for me and as a result I have referred several high net worth clients to her.
As a Chartered Accountant, it’s vital that any client I refer is looked after as my reputation is directly affected by their experience. Every client I have referred to Emma has been totally happy with the service they have received and have given me tremendous
