The staff at SFS listen carefully and advise wisely. They provide a flexible and personal service which gives great reassurance that you've been offered the most appropriate cover for all the crazy things you do! I have dealt with this company on many occasions and would always trust their advice. They are experts in life insurance and also understand the risks involved in just about any outdoor activity you can think of!
If you are a mountaineer, climber, etc they will get you the best cover and best rates available. Summit Financial Services offers Life Insurance, Critical Illness Cover and Income Protection for climbers, hill walkers and mountaineers.
If you are a mountaineer, climber, etc they will get you the best cover and best rates available. Summit Financial Services offers Life Insurance, Critical Illness Cover and Income Protection for climbers, hill walkers and mountaineers.
Services
Summit Financial Services specialises in arranging life insurance, critical illness cover, income protection and private medical insurance for climbers, mountaineers and hillwalkers. Specialist terms have been obtained for members of the BMC and Mountaineering Scotland. Unlike many other companies who do not specialise, we aim to provide the best quote which already includes cover for your sport.
To clear your outstanding mortgage balance (Mortgage Protection) or pay a lump sum if you die (Family Protection). This plan is designed to provide you with a guaranteed benefit payable on death. The sum assured will decrease over the term of the plan and is normally used in connection with a Capital Repayment Mortgage, where the balance of your outstanding mortgage will decrease over the term.
You never know when an accident or ill health could strike and seriously affect your finances. Income Protection policies help replace part of your regular earned income, after an agreed deferment period, while you are off work. The risks covered can include disability, illness, accidents sustained at work or during your leisure activities.
Private medical insurance provides quick access to private medical treatment for you and your loved ones. Private medical insurance (PMI) is designed to cover the cost of private medical treatment for 'acute conditions' that start after your policy begins.
A policy covers a variety of diagnostics to identify the disease, illness or injury and offers the best course of treatment to return you to the state of health you were in before suffering the disease, illness or injury.PMI is available in a range of different cover levels. A policy can be designed around your requirements and circumstances to suit your budget.
A policy covers a variety of diagnostics to identify the disease, illness or injury and offers the best course of treatment to return you to the state of health you were in before suffering the disease, illness or injury.PMI is available in a range of different cover levels. A policy can be designed around your requirements and circumstances to suit your budget.
Reviews (9)
Stephen Dodd
Sep 18, 2021
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Summit FS contacted me to arrange a review of my life insurance policy in August 2021 after the company changed their insurance partner from Aviva to Royal London. James Phee carried out the review.
James was knowledgeable, listened well to understood my needs (an all year round hillwalker, and occasional climber with aspirations to explore in the Alps) a good communicator. James provided all the relevant information to help me make decisions abut my policy, outlining how to get the best value from the cover options available especially as my situation had changed since I took the policy out.
James was knowledgeable, listened well to understood my needs (an all year round hillwalker, and occasional climber with aspirations to explore in the Alps) a good communicator. James provided all the relevant information to help me make decisions abut my policy, outlining how to get the best value from the cover options available especially as my situation had changed since I took the policy out.
Chris Brown
Aug 26, 2021
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Aaron Spence
Aug 26, 2021
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Positive: Professionalism, Responsiveness
I have dealt with Dal for a number of years now and he has always been very efficient and responsive to all my needs surrounding life insurance and critical illness cover. I am a climber and surfer and Dal has always got me great cover at a great price. Highly recommended.
I have dealt with Dal for a number of years now and he has always been very efficient and responsive to all my needs surrounding life insurance and critical illness cover. I am a climber and surfer and Dal has always got me great cover at a great price. Highly recommended.
Mallesh Gali
Jun 19, 2021
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I recently bought a flat with the help of Summit Financial Services as mortgage adviser. I am new to all the process but I never felt like doing anything related to mortgage as all the details are explained thoroughly by SummitFinancialServices. They helped us in each step of the process and more importantly they make us understand all important aspects. Moreover, they responded quickly for all my queries.
Rachel Hatcher
Apr 06, 2021
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Jennifer Hardy
Mar 30, 2021
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Roddy MacTaggart
Dec 30, 2020
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I have been served by Dal Singh in the past and again recently. He never disappoints. His research of needs and options is most thorough, which leads to an excellent product being recommended and delivered. I am most grateful for his excellent attention and expertise in arranging my insurance and I have no hesitation in recommending him to others.
Doug Spence
Jun 07, 2020
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Nicola West
May 08, 2020
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