We very much hope that we may be able to assist you with your financial requirements and will always be pleased to hear from you at any time. We advise on personal investments from upwards of 10,000, so if you are just wanting to gain a better understanding of what you can do with your savings, please give us a call!
It could be that you are approaching retirement and need advice in respect of your pension options, or guidance on the paperwork involved in applying for your pension. Whatever your savings, pension or life assurance requirements are, we would be pleased to assist you with them!
It could be that you are approaching retirement and need advice in respect of your pension options, or guidance on the paperwork involved in applying for your pension. Whatever your savings, pension or life assurance requirements are, we would be pleased to assist you with them!
Services
As a highly experienced and qualified Independent Financial Adviser (IFA) the Principal of the business, Steven Jenkins, has a vast amount of experience within the Financial Services Sector and can provide you with a personalised service, tailored to your needs. It may be that you are simply looking for advice on investing into an ISA or a Pension, or perhaps you have a need for guidance on the investment of your savings in retirement.
Pensions are, of course, designed to enable you to save sufficient money during your working life to provide an income stream for to live comfortably after you have retired. There are many different 'tools' used to save for retirement and the taxation and investment elements of pensions can appear baffling.
In recent years the pensions industry has become more advanced in terms of the flexibility of investments available and the structure of the actual pension arrangements. It is an area of constant change and you should consult us/me regularly to make preparations for a secure and enjoyable retirement.
Personal Pensions represent a popular and attractive way of saving for your retirement. All monies invested into your fund grow free of capital gains tax, and the contributions you make are enhanced by income tax relief at source. For example if you invest 80, the government adds on tax relief (currently 20%) to enhance your contribution to 100!
Many companies offer a pension scheme to their employees. There are numerous different types available and usually the company will put some money into your pension if you decide to join. It is important that you take into account your existing pension provision or that from your previous employer before making any decisions.
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